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First Year Pharmacy Students With Less Than 72 Earned Credit Hours

Per federal financial aid regulations, students are not eligible for graduate-level financial aid until they have earned a minimum of 72 credit hours. If you are a first-year Pharmacy student that will begin the program with  less than 72 earned credit hours, please note that you will not be eligible for any federal financial aid until you have earned at least 72 credit hours. Your only option for receiving aid before you have earned 72 credit hours, will be private loan options, provided you have a credit-worthy cosigner. 

Private Alternative Loans

If you are a U.S. citizen or eligible non-citizen, your federal aid eligibility will begin in the spring semester of your first year. You should complete your FAFSA each year, as soon as possible, indicating that you are pursuing a grad/professional degree.